HONG KONG, Sept. 10, 2025 -- Hands In, the split payments solutions provider transforming high-value and group transactions, has announced a strategic partnership with AsiaPay, one of Asia-Pacific's leading digital payment providers. This will mean their extensive network of merchants are now able to split payments across multiple cards and between multiple individuals - natively within online checkouts.

Multi-Card Payments

AsiaPay merchants will now have access to Multi Card payments from Hands In, where they can split their payment across two or more cards. By splitting payments across multiple cards, credit limits are no longer an obstacle to successful payments.

Customers can choose this option within the checkout or have this offered as a cart recovery option. By allowing customers more ways to pay with split payments, merchants are optimising their payment processes for less abandoned carts and failed payments. This is evidenced by Multi Card's impressive conversion rate of 95%.

Group Payments

With Hands In's Group Payments, groups of up to ten people can split the payment at checkout - in customisable amounts - so no one needs to front the whole bill on their card (or chase their friends or family for money owed to them). Individuals can pay by QR code, payment link, text, or email - creating a flexible, convenient, and memorable payment experience that promotes customer loyalty.

The benefits for merchants are extensive, including higher transaction values, more customer profiles, less failed payments due to insufficient funds, an 85% conversion rate, and increased customer satisfaction (and retention).

Group Payments is also emerging as an excellent method of customer acquisition, with one merchant adding more 50K+ new customers through the Group Payments solution.

Decline Recovery for Failed Payments Due to Insufficient Funds

Decline Recovery is crucial for businesses needing to recover failed transactions due to insufficient funds. This is a feature that creates a friction-less customer experience and reduces the impact of failed payments on revenue by allowing Hands In split payment solutions to be selected at the point of a payment decline.

Decline Recovery means that AsiaPay merchants have complete confidence that, whatever the cause of the failed payment, AsiaPay has the capabilities to recover it. This is vital for business success, as failed payments cost the global economy $118.5 billion per year, so decline recovery has a transformative impact on businesses' bottom-lines.

With Hands In's Decline Recovery, more than 50% of Hands In processing volume comes from reducing declined transactions on insufficient funds.

Solving Checkout Friction in High-Growth Sectors

Through this partnership, AsiaPay merchants can now access Hands In's group and multi-card payment features directly through their existing AsiaPay setup with no additional technical integration required.

The initial focus areas include hotels, travel agencies, ticketing, theme parks, direct selling, and retail; all sectors where high AOV purchases are common. Hands In enables each customer to securely pay their portion at checkout, helping merchants recover failed payments due to insufficient funds and unlock incremental sales through more flexible payment options.

"We are delighted to partner with Hands In to introduce seamless split payment solutions to our merchants across Asia-Pacific. This alliance reflects our shared commitment to new payment innovation and customer-first payment value and experience. With Hands In's cutting-edge split payment technology, we're not only unlocking new growth opportunities for businesses but also new convenience and benefits for consumers while making payment." said Joseph Chan, CEO of AsiaPay.

Regarding the partnership with AsiaPay, Samuel Flynn, founder and CEO of Hands In had this to say:

"Our partnership with AsiaPay is a major step as we expand across Asia-Pacific," said Samuel Flynn, CEO of Hands In. "We're solving real payment pain points, from failed transactions to group checkout friction, and I'd like to thank Joseph Chan and his visionary team for working with us to bring split payments to more merchants across the region."

About AsiaPay

Founded in 2000, AsiaPay, a premier digital payment service and technology solution provider, strives to bring advanced, secure, integrated, and cost-effective electronic payment processing solutions and services to banks, corporations, and e-Businesses in the worldwide market, covering an array of international credit card, debit card, prepaid card, net banking, eWallet, BNPL, and QR code payment, as well as cash collection.

Headquartered in Hong Kong, AsiaPay also offers its advanced, integrated, secure multi-channel digital payment solution and quality local service support in its 17 offices across the Asia Pacific region including Australia, Thailand, Philippines, Singapore, Malaysia, Mainland China, Taiwan, Vietnam, Indonesia, Cambodia and India.

For more information, please visit www.asiapay.com.

About Hands In

Founded in 2022, Hands In is a UK-based pioneering payments company specializing in split payment solutions. By allowing customers to split costs across multiple cards or people directly at checkout, Hands In simplifies transactions for industries such as travel, ticketing, and hospitality. The company's innovative technology integrates easily with existing payment infrastructures, offering businesses a powerful tool to enhance customer experiences and reduce failed transactions.

Find out more here: https://www.handsin.com/